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Des Moines, Iowa Personal Injury Lawyers

Available 24/7 (515) 379-6035

Protecting Your Rights After A Motorcycle Accident

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Motorcycle accidents often result in devastating injuries. Without the protective structure of a car, riders face direct impact with vehicles, pavement, or roadside objects. Even minor collisions can cause broken bones, road rash, or head trauma. More serious crashes lead to spinal injuries, amputations, or fatalities.

Our friends at Fogelman Law LLC discuss the unique challenges motorcyclists face when pursuing compensation. A motorcycle injury lawyer represents riders seeking damages after crashes caused by negligent drivers who failed to see them, violated their right of way, or drove recklessly.

Why Motorcycle Accidents Are Different

Motorcycles offer less protection than enclosed vehicles. Riders absorb impact forces directly, leading to more severe injuries even at lower speeds. According to the National Highway Traffic Safety Administration, motorcyclists are approximately 28 times more likely than passenger car occupants to die in a traffic crash per vehicle mile traveled.

The physics of motorcycle crashes also differ. Riders can be thrown from their bikes, slide across pavement, or become trapped under vehicles. Protective gear helps but cannot prevent all injuries. Full-face helmets reduce head injury risk significantly, yet many crashes cause injuries to limbs, torso, and spine that gear cannot adequately protect.

Common Causes Of Motorcycle Crashes

Most motorcycle accidents involve another vehicle. Drivers often claim they “didn’t see” the motorcycle, though this explanation doesn’t excuse negligence. Common scenarios include:

  • Left-turn collisions where drivers turn across a motorcycle’s path
  • Lane change accidents when drivers merge into motorcyclists without checking blind spots
  • Rear-end crashes caused by following too closely or distracted driving
  • Intersection violations where drivers run red lights or stop signs
  • Door strikes when parked car occupants open doors into traffic
  • Right-of-way violations at intersections or when entering traffic

Road hazards pose particular dangers to motorcycles. Potholes, gravel, oil spills, or debris that cars easily navigate can cause motorcycles to lose control. Poor road maintenance by government entities sometimes creates liability for resulting crashes.

Overcoming Motorcycle Bias

Prejudice against motorcyclists affects many accident claims. Some people view motorcycle riders as reckless risk-takers regardless of actual riding behavior. Insurance adjusters and juries may harbor these biases, attributing fault to riders even when other drivers clearly caused crashes.

We address bias by presenting evidence showing safe, lawful riding. Helmet use, proper licensing, sober operation, and adherence to traffic laws all counter negative stereotypes. Witness testimony, traffic camera footage, and accident reconstruction help establish what actually occurred rather than relying on assumptions.

Investigating Motorcycle Accidents

Thorough investigation is essential in motorcycle cases. Physical evidence from the crash scene includes skid marks, debris patterns, vehicle damage, and road conditions. Photos and measurements document these details before weather or traffic removes evidence.

Witness statements provide independent accounts of how the crash occurred. Neutral witnesses who saw the collision often provide more credible testimony than parties involved. We interview witnesses promptly while memories are fresh.

Police reports contain officer observations, but these reports may include errors or unsupported conclusions. Officers who arrive after crashes must reconstruct events from physical evidence and statements. We identify inaccuracies and present contradicting evidence when reports unfairly blame riders.

Accident reconstruction specialists analyze vehicle damage, road evidence, and known facts to determine speeds, positions, and sequence of events. Their testimony explains technical aspects to juries and counters defense theories minimizing driver fault.

Common Injuries In Motorcycle Crashes

The types of injuries we see in motorcycle cases reflect the violent forces involved:

  • Traumatic brain injuries even with helmet use
  • Spinal cord damage causing paralysis or nerve dysfunction
  • Broken bones including compound fractures requiring surgery
  • Road rash causing deep tissue damage, scarring, and infection risk
  • Internal injuries to organs from blunt force trauma
  • Amputations of limbs crushed in collisions
  • Soft tissue damage affecting muscles, tendons, and ligaments

Recovery from these injuries requires extensive medical treatment including surgeries, hospitalization, rehabilitation, and ongoing therapy. Many riders face permanent disabilities affecting work capacity and quality of life.

Calculating Damages

Economic damages include all medical expenses past and future. Emergency treatment, surgeries, hospital stays, medications, physical therapy, and assistive devices add up quickly. Future medical costs require life care planning to project ongoing needs.

Lost wages compensate for income lost during recovery. Lost earning capacity addresses permanent inability to work in previous occupations or reduced work capacity. Vocational experts assess how injuries affect future earnings.

Property damage to the motorcycle and riding gear is also recoverable. Custom bikes often have values exceeding standard models, requiring specialized appraisals.

Non-economic damages compensate for pain, suffering, permanent disability, scarring, and loss of life enjoyment. Serious injuries fundamentally alter how people live. Activities once enjoyed become impossible. Chronic pain affects daily life. These losses deserve recognition.

Insurance Coverage Issues

Motorcycle insurance works similarly to auto insurance but some differences exist. Liability coverage pays for damages the rider causes to others. However, when other drivers cause crashes, their liability coverage should pay injured riders.

Uninsured and underinsured motorist coverage protects riders when at-fault drivers lack adequate insurance. Given the severity of motorcycle injuries, at-fault drivers often have insufficient coverage to fully compensate victims. UM/UIM coverage fills gaps.

Medical payments coverage or personal injury protection pays medical expenses regardless of fault. This coverage provides immediate funds for treatment while liability claims proceed.

Dealing With Insurance Companies

Adjusters handling motorcycle claims often start with lowball offers hoping riders will accept quick settlements without understanding claim value. They may blame riders for crashes or minimize injury severity.

We handle all insurance communications, protecting clients from tactics designed to reduce payouts. Recorded statements, social media surveillance, and pressure for early settlement all threaten fair compensation. Having representation prevents these mistakes.

Building Strong Motorcycle Cases

Documentation strengthens claims. Medical records establish injury extent and treatment. Bills prove economic damages. Employment records show lost income. Photos of injuries, damaged bikes, and crash scenes provide visual impact.

Maintenance records showing the motorcycle was properly maintained counter arguments about mechanical failure. Licensing and training certificates demonstrate rider competency. Testimony from riding instructors or motorcycle safety advocates explains proper riding techniques.

Time Limits For Filing Claims

Statutes of limitations impose deadlines for filing lawsuits. Most states allow one to four years from the accident date for personal injury claims. Property damage claims sometimes have different deadlines.

Missing these deadlines typically bars recovery permanently. Even when injuries require ongoing treatment or full impacts aren’t immediately apparent, consulting with an attorney early protects rights.

What To Do After A Crash

Immediate steps after motorcycle accidents affect both safety and legal claims. Seek medical attention even if injuries seem minor. Some serious conditions aren’t immediately apparent. Medical documentation also establishes the connection between crashes and injuries.

Report accidents to police. Official reports document when and how crashes occurred. Collect information from other drivers including insurance details. Photograph the scene, vehicles, injuries, and road conditions if possible.

Avoid discussing fault with other drivers or insurance companies. Simple statements can be misconstrued as admissions. Don’t sign documents or provide recorded statements without legal advice.

The Value Of Experience

Motorcycle accident cases require understanding both motorcycle operation and personal injury law. We work with motorcycle safety instructors who can explain proper riding techniques and how other drivers’ actions caused crashes. Medical professionals familiar with motorcycle injuries provide opinions on causation and prognosis.

These cases also demand standing up to insurance companies and overcoming bias. Strong advocacy and solid evidence overcome prejudice and achieve fair results.

Moving Forward After Your Accident

Motorcycle crashes cause serious injuries that affect every aspect of life. Medical treatment, financial pressures, and uncertainty about the future create enormous stress. Pursuing fair compensation doesn’t eliminate injuries but provides resources for recovery and holds negligent drivers accountable.

If you’ve been injured in a motorcycle accident caused by another driver, speaking with an attorney who understands these unique cases is an important step. Early legal representation protects your rights, preserves evidence, and positions your claim for the best possible outcome as you focus on healing and rebuilding your life.

Law Group of Iowa

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